PROTECT YOUR DNA
State and federal law already prohibits health insurers from soliciting genetic information, using genetic test results, or considering a person’s decisions or actions relating to genetic testing in any manner for any insurance purpose. They may not cancel, limit, or deny coverage, or establish differentials in premium rates based on such information.
The bill extends that prohibition to life insurance (including disability income policies) and long-term care insurance.
PROTECTING CONSUMERS from companies ordering them to take genetic tests in order to get insurance
The bill does not preclude the insurance company from accessing a medical diagnosis where the diagnosis requires a genetic test.